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Title: REGIONAL DISPARITIES OF SCHEDULED COMMERCIAL BANKING DEVELOPMNET IN RURAL AREAS
Authors: Prof. K.C Sharma , Monika Parmar
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Prof. K.C Sharma1 , Monika Parmar2 1. Chairman, Department of Economics, Himachal Pradesh University, Shimla-171005. 2. Research Scholar, Department of Economics, Himachal Pradesh University, Shimla-171005.
MLA 8 Sharma, K.C, and Monika Parmar. "REGIONAL DISPARITIES OF SCHEDULED COMMERCIAL BANKING DEVELOPMNET IN RURAL AREAS." Int. j. of Social Science and Economic Research, vol. 5, no. 9, Sept. 2020, pp. 2623-2637, doi:10.46609/IJSSER.2020.v05i09.014. Accessed Sept. 2020. APA 6 Sharma, K., & Parmar, M. (2020, September). REGIONAL DISPARITIES OF SCHEDULED COMMERCIAL BANKING DEVELOPMNET IN RURAL AREAS. Int. j. of Social Science and Economic Research, 5(9), 2623-2637. doi:10.46609/IJSSER.2020.v05i09.014 Chicago Sharma, K.C, and Monika Parmar. "REGIONAL DISPARITIES OF SCHEDULED COMMERCIAL BANKING DEVELOPMNET IN RURAL AREAS." Int. j. of Social Science and Economic Research 5, no. 9 (September 2020), 2623-2637. Accessed September, 2020. doi:10.46609/IJSSER.2020.v05i09.014.
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Abstract: The present study endeavors to analyze the extent and disparities of scheduled commercial banks from 1981-2018 in rural areas. The study has been conducted in selected states and the growth of these states has been evaluated with the help of deposit penetration, credit mobilization and branch expansion based indicators. Various statistical tools i.e. compound growth rate, coefficient of variation, combined mean, deprivation index and development index have been used. The finding of the study shows that there exist inter-state disparities in various indicators of rural banking development. With the introduction of economic reform, the situation of backward states in rural areas has improved but these states still not perform at the par with the developed state.

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